FINANCE CENTER

Financing Benefits

Huntington Lincoln Makes It Easy to Lease or Finance a New Lincoln Model in Huntington

We here at Huntington Lincoln always want to help you secure great deal on a new new Lincoln models or pre-owned car. That's achieved with the expert assistance of our auto finance center to guide you throughout the financing process from beginning to end. After you've chosen a new car, we'll crunch the numbers to ensure that you're receiving the lowest possible price on your next car!

Our team of seasoned experts will highlight the benefits of buying vs. leasing before helping you obtain a low interest loan or competitive lease rate. With our assistance, you'll have no trouble determining a lease or loan solution that fits neatly into your budget. In fact, it'll be just a matter of time before you take the keys to your new car!

You can also begin the financing process from the comforts of home. Take the time to fill out an online financing application to receive credit pre-approval in mere minutes. Then, you can set a reasonable budget and begin shopping for your next car.

It's plain to see that we've made auto financing a simple and stress-free experience for our valued customers throughout Huntington, Huntington Station, Westbury and Hicksville. If you're interested in learning about auto financing, take the time visit Huntington Lincoln where we'll answer your question and get the paperwork started today!

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (833) 561-5729 and we'd be happy to walk you through your options. At Huntington Lincoln, your satisfaction is our priority.
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